Electronic Theses and Dissertation

Penelitian ini bertujuan untuk mengetahui perbandingan tingkat efisiensi Bank BCA dan Bank BRI selama periode 2011-2022 dengan menggunakan metode Data Envelopment Analysis (DEA) berdasarkan asumsi Variable Return Scale (VRS). Berdasarkan hasil penelitian didapat bahwa Bank BCA lebih efisien dibandingkan Bank BRI, tetapi tidak terdapat perbedaan yang signifikan antara Bank BCA dan Bank BRI .Berdasarkan hasil regresi data panel Bank BCA dan Bank BRI menunjukkan bahwa Modal, Dana Pihak Ketiga, Biaya Operasional lainnya, Total Kredit, dan Pendapatan Operasional lainnya mempunyai pengaruh secara simultan dan parsial terhadap Nilai Efisiensi Bank BRI dan Bank BCA. Bank harus memperhatikan faktor-faktor tersebut apabila ingin menaikkan nilai efisiensi dan kinerja keuangannya.

Kata Kunci: Data Envelopment Analysis (DEA), Modal, Dana Pihak Ketiga, Biaya Operasional lainnya, Total Kredit, Pendapatan Operasional lainnya

This study aims to compare the level of efficiency of Bank BCA and Bank BRI during the period 2011-2022 using the Data Envelopment Analysis (DEA) method based on the Variable Return Scale (VRS) assumption. Based on the results of the study, it was found that Bank BCA was more efficient than Bank BRI, but there was no significant difference between Bank BCA Bank and Bank BRI. Based on the panel data from the regression results of Bank BCA and Bank BRI, it shows that Capital, Third Party Funds, other Operating Expense, Total Loans, and other Operating Income have a simultaneous and partial effect on the Efficiency Value of BRI and BCA Banks. Banks must pay attention to these factors if they want to improve their efficiency and financial performance. Keywords: Data Envelopment Analysis (DEA), Capital, Third Party Funds, other Operating Expense, Total Loans, and other Operating Income